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Can non citizens get a mortgage?

It is a common question amongst non-citizens living in the United Kingdom – can they obtain a mortgage to purchase a home? The answer is yes, it is possible, but it may be slightly more complex than for UK citizens. It is important to note that eligibility for a mortgage will largely depend on legal and financial status, such as permanent residency, a valid visa. Additionally, non-citizens may be required to provide more documentation and qualifications than US citizens to prove their creditworthiness to lenders. However, with a solid financial profile and a good credit score, obtaining a mortgage as a non-citizen can be achievable.

non citizen is a very broad term. are you non citizen but living and working in the UK? Or you are a non citizen and living overseas? Do you want to buy a property for residential purpose or for buy to let. Is the property residential or commercial. The good news is that whatever your aim is we can help! We specialise in UK mortgages for non citizens.

 Visa Mortgages | UK government website 

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So what should I do next ?…

Use our Experience and Knowledge to place your visa mortgage application with the most suitable lender , based on your circumstances.

FAQ about Tier 2 visa mortgages. Your questions answered

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Take advantage of our knowledge and expertise, there is no obligation. If you have a specific question drop us a line and our experienced mortgage broker will provide you the best expert help possible.

BD MORTGAGE ADVICE LTD, registered in England and Wales (Company No. 16206716), is authorised and regulated by the Financial Conduct Authority (FCA No. 1033138). Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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