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Can I buy a house if I am not a permanent resident?

Buying a house can be a major decision for anyone, and even more so for those who are not permanent residents. However, the good news is that it is possible to buy a house without permanent residency. While laws and regulations may vary from state to state, non-permanent residents can still obtain a mortgage loan and purchase property in many areas of the United States. In fact, many lenders offer mortgages to individuals who are not permanent residents, as long as they have a valid social security number or an individual taxpayer identification number. Of course, it is important to do your research and ensure that you meet all the necessary eligibility requirements before beginning the house buying process. Working with a knowledgeable real estate agent and lender can help guide you through the process and make your dream of owning a home a reality.

However it is not as straight forward because not all banks would lend to non permanent residents, you will require a specialist lender who specialises on non resident applicants. We can certainly put you in the right direction.

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Use our Experience and Knowledge to place your visa mortgage application with the most suitable lender , based on your circumstances.

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Take advantage of our knowledge and expertise, there is no obligation. If you have a specific question drop us a line and our experienced mortgage broker will provide you the best expert help possible.

BD MORTGAGE ADVICE LTD, registered in England and Wales (Company No. 16206716), is authorised and regulated by the Financial Conduct Authority (FCA No. 1033138). Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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** The content provided in this page is correct at the time of writing. The content on the website is not specific advice to each reader, and does not constitute financial recommendations. 

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